Your Loan. No Surprises. No Runaround.

Your Loan. No Surprises. No Runaround.

Sherman Oaks' transparent mortgage broker — nearly 30 years of experience, working for you personally.

  • ✔ See your full loan costs before you ever apply
  • ✔ One dedicated broker from first call to closing — that's me, Richard
  • ✔ Conventional, Reverse, and Self-Employed & Investment Loans — all in one place
  • ✔ Get your free Quick Quote in minutes — no obligation, no pressure
Quick Quote
Richard Hersh, Broker
Richard Hersh, Broker

Which Loan Is Right for You?

Click below to explore your options — or get a free Quick Quote and I'll help you personally.

Conventional Loans

Buying or refinancing? We offer conventional, FHA, VA, Jumbo, ARM, and USDA loans for virtually every type of borrower.

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Reverse Mortgage

Homeowner 55 or older? (not a typo) A reverse mortgage lets you access your home equity with no monthly mortgage payments required.

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Self-Employed & Investment Loans

Self-employed or a real estate investor? Is your credit damaged? We offer flexible loan solutions that work when conventional financing doesn't qualify you.

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Want to run the numbers first? Try our free Mortgage Calculator

Clear Loan Mission Statement

At Clear Loan, our mission is to make borrowing simple, supportive, and transparent. We empower seniors with clear and trustworthy reverse mortgage solutions while offering all borrowers, tech-savvy or not, the choice of a fully digital process or personalized guidance every step of the way. By combining modern technology with compassionate service, we ensure every client experiences the most transparent loan they'll ever see.